Answers to the questions every investor asks.

Minimums vary by deal and are confirmed during your intake call, based on the capital structure of the specific project.

No. Many of our investors have never invested in real estate privately before. We walk you through every step of the process and provide a full deal summary before you commit.

Two options — schedule a call directly (30 minutes, no pressure) or submit an investor inquiry form. We'll reach out within one business day.

A member of the EXL team will contact you within one business day to schedule an initial call. On that call we'll review your goals, timeline, and capital availability, and discuss any current deals that may be a fit.

Depending on how a specific deal is structured and offered, accreditation may be required. Under SEC Regulation D Rule 506(c), offerings that involve general solicitation (such as a public website) may be limited to accredited investors only — generally individuals with annual income over $200,000 ($300,000 jointly) or net worth over $1,000,000 excluding primary residence. We will confirm accreditation requirements during your investor call before you review any offering documents. If you are unsure whether you qualify, consult your financial advisor or attorney.

Deals are structured as either promissory notes (debt position) or profit-share equity partnerships, depending on the program. See the How It Works page for a full breakdown.

In equity programs (New Construction Partner, Fix & Flip Co-Invest), you hold a profit-share interest in the project. In the Rental Portfolio Lending program, you hold a debt position — you do not own property directly, but your capital is secured against it.

Private placement deals are structured under applicable securities exemptions (such as Regulation D). Details vary by deal and investor type. During our investor call we will confirm the appropriate structure for your situation and answer all compliance-related questions.

Depending on the deal structure and how it is offered, accreditation may or may not be required. We will clarify this before you review any deal. If you are unsure whether you qualify as accredited, we recommend consulting your financial advisor.

Depends on the program. Rental Portfolio Lending pays monthly. New Construction Partner and Fix & Flip Co-Invest pay at project close. Your agreement specifies the exact payment schedule before you fund.

In equity programs, better-than-projected performance means higher returns — your profit share applies to actual net proceeds, not a capped amount.

Equity deals carry performance risk — if the project nets less than projected, your return reflects that. Debt deals (Rental Portfolio Lending) pay a fixed rate regardless of project performance, as long as the loan is not in default.

No. All projected returns are targets based on historical project performance and conservative underwriting. No investment return is guaranteed, and all investments carry risk, including possible loss of principal.

Via wire transfer to a designated account specified in your signed agreement. We do not accept checks, ACH, or crypto.

Yes. We work with investors using self-directed retirement accounts. Your custodian will need to approve the investment and wire on your behalf. We provide all documentation needed.

Yes. Investment entities are accepted. The agreement will be executed in the entity name and EIN.

Investors receive updates on a defined schedule per their agreement — typically monthly for rental deals, and milestone-based (permit, foundation, framing, close) for construction deals.

We build contingency into every budget and timeline. If overruns occur beyond the contingency, you will be notified immediately with a revised project summary. Your agreement specifies how cost overruns are handled.

Early exit provisions depend on the specific deal agreement. Some deals allow early exit under defined terms; others do not. This is spelled out in the agreement before you fund.