The Process

No black box. Here's exactly how it works.

From your first conversation to your final payment — every step is defined before you commit a dollar.

Private Investment Notice: The investments described here are private placements and are not publicly offered or registered with the SEC or any state securities authority. Specific deal terms, target returns, and minimums are provided only to individuals who have completed our investor intake process and, where required, have confirmed accredited investor status. Nothing on this page constitutes an offer or solicitation. Learn about accreditation →

Step By Step

From introduction to funded deal.

Schedule A Call

Schedule a Call

What happens: A 30-minute conversation — no pitch, no pressure. We talk about your capital, your timeline, your risk tolerance, and your goals. We explain what deals we have coming and whether there is a fit.
What you need: Nothing except 30 minutes and a list of your questions.
Outcome: Mutual clarity on whether to move forward.

Review The Deal

Review the Deal

What happens: We send you a deal summary — a 1–2 page document covering the property, the project plan, the projected return, the timeline, and the legal structure of the agreement. You review it on your own time. We answer questions.
What you get: Property address and details, project budget and timeline, projected return (with conservative and base case), how and when you get paid, what secures your capital.
Outcome: You make an informed decision. No is always a complete answer.

Fund The Deal

Fund the Deal

What happens: If you want to proceed, we send you a simple investment agreement prepared with legal counsel. You sign electronically, then fund via wire transfer. No minimum hold period tricks, no hidden fees.
What you need: Signed agreement + wire transfer.
Timeline: Typically 2–5 business days from decision to funded.
Outcome: Your capital is deployed into a specific, named deal — not a pool.

Get Paid Per the Agreement

What happens: Returns are paid per the terms of your agreement. Depending on the program, this means monthly income deposits, a lump-sum payment at project close, or a profit-share distribution at sale.
What you receive: Payment per schedule + deal close confirmation + final accounting summary.
Outcome: Capital and any return distributed per the terms of your agreement.

How Deals Are Structured

Simple agreements. No confusion about how you get paid.

Every deal is documented with a written agreement before any capital moves. We use two primary structures depending on the program:

Debt Position

Structure 1 — Promissory Note

Used for: Rental Portfolio Lending, some New Construction deals

How it works: You lend a defined amount at a fixed return rate for a fixed term. Your capital is secured against the property. You are paid interest on a defined schedule. At maturity, your principal is returned.

Risk profile: Lower risk. You are in a creditor position, secured by a hard asset.

Equity Position

Structure 2 — Profit-Share Partnership

Used for: Fix & Flip Co-Invest, New Construction Partner

How it works: You co-invest alongside EXL Capital Group. Returns are calculated as a percentage of net profit at project close. If the deal performs above projections, your return goes up. EXL has equity in the same deal.

Risk profile: Moderate. Higher upside potential; returns tied to project outcome.

Important note: All investment agreements are prepared with legal counsel and reviewed before execution. We do not use informal handshakes or verbal agreements. Every investor receives a written document outlining: capital amount, return rate or profit-share percentage, payment schedule, collateral (if applicable), default provisions, and exit terms.

Investor Protection

Your capital is tied to a real asset — not a promise.

Private real estate investing carries risk. We don't obscure that. What we can tell you is what backs your investment:

Property As Collateral

In debt-structured deals, your investment is secured against the physical property. If a deal defaults, your position is tied to an asset with recoverable value — not an unsecured IOU.

Conservative Underwriting

We do not bring deals with thin margins. Every project is underwritten to a conservative exit: below-market ARV, realistic renovation budgets with contingency, and timeline buffers. The margin is your cushion.

Operator Co-Investment

We invest our own capital in most deals we bring to investors. When we do, we lose money too if the deal loses money. This alignment is built into how we structure our co-investment deals.

Written Agreements

Nothing moves on a handshake. Every deal is documented with a legally reviewed agreement before a dollar is wired.

All investments carry risk, including possible loss of principal. Past project performance does not guarantee future results. This is not legal or financial advice. Consult your own advisors before investing.

What To Expect

Typical investor timeline by program.

Program	Decision to Funded	First Return	Full Return
New Construction Partner	2–5 business days	At project close (4–6 months)	At close or sale
Fix & Flip Co-Invest	2–5 business days	At project close (4–6 months)	At close or sale
Rental Portfolio Lending	2–5 business days	Monthly (beginning Month 1)	Principal at maturity (12–24 months)

Common Questions

Quick answers before your call.

Minimums vary by deal and are shared during your intake call.

Depending on deal structure and how it is offered, accreditation may be required. We will confirm this during our initial call based on the specific deal you are reviewing.

Yes. Self-directed IRAs and LLC entities can be used in most deal structures. We will work with your custodian or account administrator to facilitate the agreement properly.

Via wire transfer to the bank account on file. Payment schedules are specified in your agreement before you fund.

We build contingency into every project budget and timeline. If overruns occur, we update investors immediately with a revised outlook and a clear path forward. Your agreement specifies how cost overruns are handled.

Yes. Many investors fund multiple deals simultaneously, especially across different program types to diversify return timing.

The first step takes 30 minutes.

Book an investor call. Bring your questions. We'll bring a deal.

Schedule Investor Call Submit an Inquiry